Let's assume that you are open your AXIS bank account to make an International Payment from abroad to India but suddenly got stuck on a small field asking you to fill in the AXIS BANK SWIFT CODE. Now, you might think what is your bank SWIFT Code and how to know what my SWIFT Code is. The direct answer- The primary SWIFT code for AXIS bank is AXISINBBXXX.
Keep reading to know more on the Axis Bank SWIFT CODE: List, Format, and how to find it.
What is an Axis Bank SWIFT Code?
An Axis Bank SWIFT Code is AXISINBBXXX, an 11-character International Bank Identifier Code specifically used for internal transactions when you’re either sending or receiving money across different countries.
Quick Summary:-
- The Axis Bank SWIFT is AXISINBBXXX.
- The SWIFT Code helps you identify the correct bank or the branch with which you’re making your international payment.
- SWIFT Code as the global “Postal Code” for international payments, guiding exactly the route for where the payment has to be made in which bank, which location.
An Axis Bank SWIFT Code is made up of 8 to 11 characters, in which each section has its own specific information signifying the bank, country, location, and branch as well. Understanding this format properly ensures you’ve chosen the correct SWIFT Code for international wire payment.
| SWIFT Code Part |
Characters |
What It Represents |
Example |
| Bank Code |
First 4 Letters |
Identifies the bank. |
AXIS |
| Country Code |
Next 2 Letters |
Indicates the country where the bank is located. For India, the country code is IN. |
IN |
| Location Code |
Next 2 Characters |
Represents the bank's city or processing location. |
BB |
| Branch Code (Optional) |
Last 3 Characters |
Identifies a specific branch. If omitted, the SWIFT code refers to the bank's primary office or head branch. |
XXX |
Example of an Axis Bank SWIFT Code
| Example Code |
Meaning |
| AXISINBB |
8-character SWIFT code for Axis Bank's primary office. |
| AXISINBBXXX |
11-character SWIFT code where XXX represents the main branch. Some branches may have a different 3-character branch identifier. |
Quick Tips Some Axis Bank branches use the bank's primary SWIFT code, while others have their own branch-specific code. Always verify the correct SWIFT code with Axis Bank or the beneficiary before initiating an international transfer.
Note:- Swift code is same as IFSC Code, only the difference is Swift work for international transfer and IFSC work for Domestic Transfer. Lets Know The complete Difference From below-
SWIFT Code vs IFSC Code: What's the difference?
Although both SWIFT codes and IFSC codes serve the same purpose—facilitating the transfer of funds to a bank—they are used for different types of transactions. A SWIFT Code is required particularly for International Money transfers, whereas an IFSC Code is used only for domestic fund transfers within India through NEFT, RTGS, and IMPS.
Here are some basic differences between the two in a tabular form:
| Feature |
SWIFT Code |
IFSC Code |
| Full Form |
Society for Worldwide Interbank Financial Telecommunication |
Indian Financial System Code |
| Purpose |
Identifies the bank internationally for cross-border transfers |
Identifies the exact branch domestically for NEFT/RTGS/IMPS |
| Length |
8–11 characters |
11 characters (fixed) |
| Issued By |
SWIFT Network |
Reserve Bank of India (RBI) |
| Scope |
Same code often applies across many branches (as with Axis Bank) |
Unique to each individual branch |
| Used For |
International wire transfers |
Domestic Indian bank transfers |
| Required For |
Sending and receiving money across international borders |
NEFT, RTGS, IMPS, and UPI-linked banking services |
| Example |
AXISINBB |
UTIB0 + 6-digit branch code |
Which one do you need?
Choosing the one really depends on your need
- If you’re sending or receiving money internationally —Use SWIFT Code
- If you’re transferring money within India —Use IFSC Code
- However, if you’re receiving an overseas wire transfer directly into your Axis Bank Account, you’ll typically need both. The SWIFT Code and your account details, and sometimes your IFSC Code may also be requested for fast processing.
Have Questions About SWIFT Codes or NRI Banking? Submit your Query here
When Do You Need an Axis Bank SWIFT Code?
You'll need an Axis Bank SWIFT Code whenever you're sending or receiving money through an international bank transfer. Here are the most common situations where it's required:
- Receiving Money from Abroad – When someone sends money to your Axis Bank account from another country.
- Sending an International Wire Transfer – Transferring funds from your Axis Bank account to an Overseas Bank Account.
- NRI Remittances – For receiving foreign income or transferring money to an NRE or NRO account.
- Salary from a Foreign Employer – If your employer pays your salary from outside India.
- International Business Payments – For receiving payments from overseas clients or paying international vendors.
- Education & Medical Payments – While paying tuition fees, hospital bills, or receiving refunds from foreign institutions.
- Foreign Investments – When investing abroad or receiving returns from international investments.
- Other Cross-Border Transactions – Such as pension payments, insurance claims, gifts, or family remittances from overseas.
How to Find Your Axis Bank SWIFT Code
Before making an International Payment, you need to find the correct Axis Bank SWIFT Code for you. You can find the code using various methods Given Below-
Method 1- Official Website of Axis Bank
Example-

In the above image- I am selecting the City " Ajmer" , You can select as per your City.
Now I am click on "Find Swift Code" and press enter

Now you can check from the Above image, All the branch swift code for "ajmer city" will displayed on screen.
Bank Statement
If you've previously received or sent an international transfer, your bank statement or remittance advice may include the SWIFT code used for the transaction.
Check the account details section or the transaction reference before using it for another transfer.
Internet Banking
- Log in to your Axis Bank Internet Banking account and navigate to your account or branch details.
- Depending on your account type, the SWIFT/BIC code may be displayed under account information or international transfer services.
Contact Axis Bank Customer Care
If you're unsure which SWIFT code applies to your branch, contact Axis Bank Customer Care. Share your branch name or account details, and the representative can help you verify the correct SWIFT code before you initiate an international transfer.
Visit Your Nearest Axis Bank Branch
You can also visit your nearest Axis Bank branch and request the correct SWIFT code.
Bank officials can confirm the code associated with your branch and provide any additional information required for international wire transfers, such as the branch address or intermediary bank details if needed.
Documents Required for International Wire Transfer
The exact document requirements vary bank to bank and the purpose of the transfer, but you’ll generally need the following lis of documents:
- Beneficiary's Full Name
- Beneficiary's Axis Bank Account Number
- Axis Bank SWIFT Code
- Bank Branch Name and Address
- Purpose of the Remittance (salary, education, family support, business, etc.)
- Government-Issued ID (if required by the bank)
- Supporting Documents (such as invoices, admission letters, or agreements, depending on the transaction)
- Your PAN details, in some cases, especially for larger transfers
Common Mistakes While Using an Axis Bank SWIFT Code
Using the wrong banking details can delay your international transfer or even cause it to be rejected. Here are the most common mistakes to avoid:
- Using the IFSC Code Instead of the SWIFT Code – The IFSC Code is only for thte domestic transfers in India and not for the International Wire transfer. You must use a valid and correct SWIFT code for overseas transactions.
- Entering an Incorrect or Outdated SWIFT Code – Always verify and check the latest SWIFT code before sending money. Even a single character error leads to a failed money transfer or a delay.
- Providing the Wrong Account Number – The beneficiary account number must exactly match the recipient's bank records to avoid payment issues.
- Using the Main Office SWIFT Code for Every Branch – Some Axis Bank branches have their own SWIFT code, while others use the head office code. Confirm the correct one with the bank before initiating the transfer.
- Ignoring Additional Banking Details – Some countries also require an IBAN, Routing Number, or Correspondent Bank details along with the SWIFT Code.
- Misspelling the Beneficiary's Name – The beneficiary name should match the bank records exactly, as mismatches can trigger additional verification or delays.
- Not Double-Checking Before Confirming – Always review the SWIFT Code, account number, beneficiary name, and other banking details before submitting an international transfer.
Conclusion
The Axis Bank SWIFT Code is one of the most important details that every NRI with an Axis Bank Account should know. It’s very necessary for a secure and successful international money transfer to your desired branch. Whether you’re an NRI receiving money, sending money abroad, or accepting payments from your international clients, using the correct SWIFT Code ensures your transaction reaches the right bank without unnecessary delays.
Before initiating any international wire transfer, always verify the latest Axis Bank SWIFT Code, double-check the beneficiary's account details, and confirm whether a branch-specific code is required. Taking a few extra minutes to verify these details can save you from failed transactions, additional charges, and processing delays.
If you're unsure which Axis Bank SWIFT Code applies to your branch, contact the bank directly or use the official branch locator to confirm the correct code before making your transfer.
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