New UPI Charges From October 15, 2026: ₹2,000 Rule, 0.4% MDR & Who Pays

September 16, 2026

UPI payments are set to change from October 15, 2026, but the headline “UPI charges” can be misleading. The new framework introduces a 0.4% Merchant Discount Rate (MDR)...

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RFC Account for Returning NRIs: Meaning, Benefits, Eligibility & How to Open (2026)

September 15, 2026

Returning to India after years abroad can create a simple but important question: what should you do with your foreign currency savings? Converting everything into Indian rupees immediately...

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HDFC Gold ETF Fund of Fund for NRIs: Complete 2026 Investment & Tax Guide

September 14, 2026

Want to invest in gold as an NRI but confused about whether NRIs can invest in HDFC Gold ETF Fund of Fund, which bank account to use, or...

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How to Convert Axis Bank Savings Account to NRO in 2026: Quick & Hassle-Free Guide

September 11, 2026

Moved abroad and still using your Axis Bank savings account? Once you become an NRI under applicable FEMA rules, you should inform your bank and have your resident...

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OCI Holder Has No Income in India: Does an ITR Need to Be Filed?

September 10, 2026

No — an OCI holder does not generally need to file an ITR in India if they have no Indian income and no specific tax-law condition requires them...

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How NRIs Can Repatriate Property Sale Proceeds to an Overseas Account: Step-by-Step Guide (Form 145 & 146)

September 10, 2026

Selling a property in India can leave an NRI with a much bigger question than just how much the property is worth: how do you actually take the...

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